Coverages

The Property/Casualty program offered by the League of Minnesota Cities Insurance Trust (LMCIT) provides liability, property, and auto coverages to more than 1,100 members, and is continuously revised and expanded to meet cities' risk management needs.

The liability coverage, in particular, is very broad. It provides the equivalent of general liability, public officials' errors and omissions, law enforcement liability, and other liability coverages that most cities need. A wide variety of deductible options are available, and specialty coverages also are available.

Airports

Auto and Transit

Boards and Commissions

Bond

Computer

Contractors

Employee Liability

Extraordinary Expenses

Fireworks

Flood Coverage

Joint Powers

Land Use & Development

Liability Coverage

Liquor Liability

Machinery Breakdown

No-Fault Sewer Backup

Open Meeting Law Defense

Others

Property

Skateparks

  • Coverage for Skateparks (pdf)

Special Events

Volunteers

Access more coverage information in the Resource Library