Long-Term Care Insurance

Long-term care insurance provides benefits to help pay for care costs when an individual is no longer able to care for him- or herself. Unlike other benefits—including Medicare—long-term care insurance pays for more than just nursing homes. This coverage includes nursing home care, in-home care, home and hygiene services, cooking and cleaning benefits, and more.

Long-term care insurance can help protect employees' retirement assets by:

  • Helping keep employees at work when a spouse or parent has a long-term illness.
  • Helping pay for care costs when an individual is no longer able to care for him/herself.
  • Paying for services that might otherwise drain employees' savings and retirement funds.

Program rates and plan information are available at the CNA web site (password: munipool), or by calling LMCIT or Ochs, Inc.

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