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LMCIT partners with Ochs, Inc., and Assurant Employee Benefits to offer disability benefits to member cities and their employees. Disability insurance helps protect and supplement an employee’s income when he/she is not able to work due to an illness or injury that is not work related. Short-term disability and long-term disability—one or both of these options—are available to city employees.
City employees working at least 30 hours per week can benefit from short-term disability coverage. Cities may contribute to the premium, or offer the program on an employee-paid basis as long as there is 100 percent employee participation.
Cities can select from a number of benefit options and design a program that best meets the needs of the city and its employees. This flexible program is offered at competitive rates.
Cities may offer long-term disability insurance to city employees working at least 25 hours per week and earning at least $12,000 annually, with no medical underwriting requirements.
For more information about the League's long-term care, life, or disability coverages call Ochs, Inc., 651-665-3789 or 800-392-7295 or call the League, 651-215-4095 or 800-925-1122
For more information about the League's long-term care, life, or disability coverages call Ochs, Inc., (651) 665-3789 or (800) 392-7295 or call the League, (651) 215-4095 or (800) 925-1122.
Learn how HIPAA, the Health Insurance Portability and Accountability Act, impacts Minnesota cities.
The League is here to help cities understand their HR & Benefits responsibilities and opportunities. Our HR & Benefits staff responds to more than 3,000 inquiries each year, providing a variety of information resources and services to member cities.